There are two types of temporary disability benefits: temporary total benefits and temporary partial benefits.
What Are Temporary Total Benefits?
Temporary total benefits are received when the individual in question is under the care of their doctor and the WSIB (Workplace Safety and Insurance Board) conclude that they are unable to work due to their injury or medical condition. Temporary total benefits are equivalent to 90% of the take-home pay from the job you were performing when injured.
How Long Are Benefits Received?
Temporary total benefit payments are paid out for as long as WSIB agrees with your doctor that you cannot work.
Workers injured before January 1, 1998 may continue to receive temporary disability benefits from the Workplace Safety and Insurance Board (WSIB). Workers injured on or after January 1, 1998 do not get temporary disability benefits, although they may receive Loss of Earnings (LOE) benefits.
What Are Temporary Partial Benefits?
WSIB pays temporary partial benefits while you are able continue minimal work, but not your regular job. If you have returned to work, you will receive 90% of the difference between what you earned before the accident and what you are earning after the accident.
If you have not returned to work, you will receive the same amount as if you were totally disabled for as long as you co-operate with WSIB in a medical rehabilitation program, an early and safe return to work (ESRTW) program, or a work transition (formerly, labour market re-entry) plan; or you remain available for suitable work.
This publication contains general information retrieved from the Office of the Worker Advisor and the Workplace Safety and Insurance Board for means of accuracy.
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